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Showing posts from January, 2020

The Complete Guide to Getting a Job With the State of California

The Complete Guide to Getting a State of California Job
This is a guide to help you get a job with the State of California. In order to gain employment with the State, you’re going to need to follow several steps. The State of California's hiring process can be a little confusing, but this guide should help you get started. There are a lot of great resources online (like the California Job Blog). The CalHR and CalCareers websites are full of good information about the requirements for positions and the hiring process.

1. Take the examinationThe first step in starting your career with the State of California is to take an examination. An exam is how you obtain eligibility for a classification. There are a few exceptions (described below) but for most people an exam is where the hiring process begins.  All hiring for California State Jobs is merit-based, and merit is determined through the examination process.

The type of ex…

IRA and 401(k) Contribution Limits

Learn the 2020 Contribution Limits for Your Retirement AccountsEmployment with the State of California offers many great benefits. Among those benefits is the guaranteed income state employees earn through a CalPERS pension.

But there is another form of retirement planning the State makes available to its employees. Savings Plus is a voluntary voluntary retirement planning program that offers 401(k) and 457(b)retirement accounts. These accounts are funded through automatic payroll deductions, and are a great way to save additional money for retirement.

The California Job Blog has a more in-depth article about Savings Plus, how these account work and the investment options available to State employees.

The purpose of this article is to highlight the contribution limits for the main types of retirement accounts. The tables below show the limits for 401(k), 457(b) and IRA accounts. 401(k) and 457(b) have identical limits.

IRAs (Individual Retirement Arrangements) are accounts available t…