2022 Open Enrollment
Summer is here which means fall isn’t far behind. For State of California employees, that means open enrollment is coming up. This is the time for State employees to make changes to or enroll in 2023 health, dental and vision benefits.
2022 open enrollment begins on Monday, September 19 and ends on Friday, October 14. Changes will take effect on the first day of 2023. Since State of California employees pay for health benefits a month in advance, they’ll see the rate changes on their December 2022 paycheck.
2022 CalPERS Member Health Benefits
Health plan rates for the following year have been finalized and are posted. If you are an active CalPERS member, you can find 2023 rates here. For retirees, health plan rates and options are different. You'll want to visit the section on health plans for retired CalPERS members.
Rates are different if you're living out-of-state. For members living outside of California 2023 rates can be found here.
During open enrollment, State employees can change their health insurance plan, add or remove dependents, enroll in a plan if they don't currently have coverage or cancel coverage if they no longer need it.
Remember, the amount listed for the health plan premiums is the total amount due each month, not just the employee's share. The exact percentage of your employer's contribution depends on both the department you work for and your bargaining unit.
The exact dollar amount that your employer pays changes each year, but it is usually about 80% of the total premium. Your Human Resources department should be able to give you the exact amount that they pay and how much is your responsibility.
Be sure to read the complete CalPERS 2022 Health Benefits Summary. Not all plans are available in all areas of the State. The benefits summary also outlines how much out-of-pocket expenses members can expect with each plan.
2023 Dental and Vision Benefits
The dates to enroll or change your 2023 dental and vision benefits are the same as for health benefits. The dental and vision insurance plans are administered by CalHR instead of CalPERS, though.
Rates for 2023 dental and vision benefits are coming soon. We'll have updated links once they are finalized.
Click here for 2023 Dental Plan Premiums and information.
Click here for 2023 Vision Benefits information.
Additional Links and Information
- To see what health care options are available where you live, use the CalPERS Health Plan Search Tool.
- CalPERS has a very handy benefits calculator available to calculate out-of-pocket costs and compare the overage and costs of various health plans.
- Your Human Resources office can provide you the best open enrollment information. Always consult with them when making any decisions.
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