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State of California Employee Open Enrollment

2020 CalPERS Member Health Benefits

Fall is almost here which means a new calendar year isn’t far behind. For State of California employees, that means it’s time for open enrollment.

CalPERS has had 2020 health plan rates posted since July. During open enrollment, State employees can change their health insurance plan, add or remove dependents, enroll in a plan if they don't currently have coverage or cancel coverage if they no longer need it.

To view the 2020 rates for you and your dependents, follow this link. Rates are different if you're living out-of-state. For members living outside of California, follow this link.

This year, open enrollment begins on Monday, September 9 and ends on Friday, October 4. Changes will take you place on the first day of 2020. Since State of California employees pay for health benefits a month in advance, they’ll see the rate changes on their December pay check.

Remember, the amount listed for health plan premiums is the total monthly amount due, of which your employer pays the majority. The exact percentage of your employer's contribution depends on both the department you work for and your bargaining unit. Your Human Resources department should be able to give you the exact amount that they pay and how much is your responsibility.

Be sure to read the complete CalPERS 2020 Health Benefits Summary. Not all plans are available in all areas of the State. The benefits summary also outlines how much out-of-pocket expenses members can expect with each plan.

For retirees, rates are different than active members. Follow the link for 2020 Retiree Plans and Rates.

2020 Dental and Vision Benefits

The dates to enroll or change your 2020 dental and vision benefits are the same as for health benefits. The dental and vision insurance plans are administered by CalHR instead of CalPERS, though.

Additional Links and Information

  • The State of California Office of the Patient Advocate publishes report cards and scores for health plans and medical groups. Click to review these scores.

  • CalPERS has a very handy benefits calculator available to calculate out-of-pocket costs and compare the overage and costs of various health plans.

  • Your Human Resources office can provide you the best open enrollment information. Always consult with them when making any decisions.

Thanks for reading!

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